BUYER EDUCATION

OC vs CC: Occupation Certificate vs Completion Certificate

OC • CC • possession • compliance

What is a Completion Certificate (CC)?

A Completion Certificate generally certifies that the real-estate project has been developed according to the sanctioned plan, layout and specifications under the applicable local laws.

What is an Occupation Certificate (OC)?

An Occupation Certificate relates to permission/confirmation for occupation of the building or project, subject to the applicable local authority and rules. The exact document name, scope and conditions can vary by authority.

	CC	OC
Focus	Completion against sanctioned development/plans.	Permission/confirmation relating to occupation.
Buyer should check	Certificate scope, phase/building covered and issuing authority.	Certificate scope, conditions, phase/building covered and issuing authority.
Important	Do not assume one certificate covers every tower/phase.	Do not assume a certificate for one part automatically covers the whole project.

Before buying a “OC received” property

Ask for the actual certificate.
Verify the issuing authority.
Check the exact tower/phase/plot covered.
Compare with sanctioned plans and RERA records where applicable.
Confirm whether registry/possession requirements are separately satisfied.

Reference: Haryana RERA Act definitions and provisions concerning completion/occupation certificates and conveyance.

Important: This page is for property education and research, not legal, tax or financial advice. Rules, approvals, lease terms and project documents can change. Always verify the current documents with the relevant authority and, where appropriate, an independent property lawyer.

Last reviewed: 4 October 2026. Primary sources used include Haryana RERA, the RERA Act/Rules, HSVP and official authority/project documents. Source links are provided where relevant.

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